정기예금 금리비교 - 예금금리 비교

The best fixed deposit rates change every day.

The fixed deposit interest rates at commercial banks and savings banks vary daily.

"Fixed Deposit Rate Comparison" automatically retrieves data disclosed by the Financial Supervisory Service every morning and displays the rankings of the highest interest rates by subscription period.

This is not a table created once and left idle, but living data that is updated daily.

■ Ranking of Highest Interest Rates by Period

· 3 / 6 / 12 / 24 / 36 Months — Instantly re-sort by desired period

· Compare Banks and Savings Banks on a single screen using filters

· Displays both the highest preferential rate and the base rate

· Provides the full text of preferential conditions — Eliminates the "They said 5%, but it's 4%" error

■ Shows After-Tax Interest

· Net payout after deducting 15.4% interest income tax is the default

· Compare General Taxation / Tax Preferential (1.4%) / Tax-Exempt on a single screen

· Calculates the payout amount at maturity immediately

■ Manage My Deposits

· Register your existing fixed deposits to display the maturity D-day and progress rate

· Accurately calculates the "plus amount after-tax at maturity" when switching to the #1 ranked product

· If the rate is already at the highest level, we do not pressure you to switch

■ Notifications You Won't Miss

· Notifies you when the #1 fixed deposit changes

· Notifies you when new high-interest products, such as special offers, are released

· Notifications D-7 / D-3 / Day of Maturity — Maturity If you leave your funds as they are, they will reach the standard deposit interest rate (around 0.1% per annum).

· Receive notifications when a higher interest rate than your deposit becomes available, along with the benefits of switching.

■ Interest Rate Trends

· Graphs the highest interest rate recorded daily.

· Trends for banks and savings banks separately, as well as changes compared to 7 days ago.

· Determine "Is now the right time to sign up?" based on numbers.

■ Home Screen Widget

· Check today's top interest rate without opening the app.

· Instantly display the interest rate difference compared to your deposit.

■ Recommended for:

· Those who search every time to decide where to deposit a lump sum.

· Those who haven't decided where to switch as maturity approaches.

· Those who are curious about savings bank interest rates but find it cumbersome to search for them individually.

· Those who want to know how much they will actually receive after taxes.

■ What Makes It Different:

· No membership registration required. We do not collect personal information.

· Your deposit information is not transmitted to a server and is stored only on your device.

· We do not sell or broker financial products. It is a tool that displays publicly available information. · Publicly disclosed figures are displayed as is, without any processing, and the reference date is indicated.

■ Data Source

Financial Product Comparison Disclosure System (Financial Supervisory Service) Financial Company Product Information

Publicly disclosed interest rates are updated daily at 07:00 (KST).

As interest rates and transaction conditions may change frequently depending on the circumstances of the financial company,

please be sure to verify with the relevant financial company before subscribing.

The interest calculation provided in the app is an example amount for reference only.